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What we have in mind when you face the question of financial gain mortgage? If you have a goal - the acquisition of housing, then, of course, you need the money for that. When the money you do not have - to take the credit. Иное решение Семенов Андрей Вячеславович
It is for this reason, we ask the bank for a mortgage. Turning over the money in the bank, you may receive an offer as mortgage lending and non-mortgage. When the mortgage real estate apartment at once tagged as the property of the one who gets it. Go! But not when you return the entire debt to the bank. Even if the calculation is not made in full, the bank can not take away from this property of the borrower.
When purchasing an apartment on credit you can get additional tax benefits. But if you want to use them, you should know that by taking a loan to buy an apartment, you have not yet become the recipient of these benefits. Benefits are paid to the borrower for the loan that is spent on the purchase or construction of housing and credit is targeted.
What is it? If you have received money from the bank for immediate needs, and used them to purchase real estate - this loan option is not taken into account as a trust. Naturally, in this case, any benefits you receive.
If you arrange the mortgage, and received the money goes toward buying a home, you will receive benefits for tax purposes.